Why The Billionaire Lifestyle wanted you to experience Avery Breyer.
Avery Breyer grabbed my attention via Amazon.com with a series of book to educate the masses on Personal Finance.
Here are some of the reasons I had to interview Avery Breyer for The Billionaire Lifestyle Podcast.
From Avery’s website and own words:
I have a knack for managing my money and thinking outside the box to make the most of it., And I can help you to do the same.
My first home was paid off in less than five years.
Avery owns over a million dollars worth of investment real estate.
She has a credit score just under 800 (last I checked).
I earn about $60 per hour as a freelance ghostwriter, a new career I started despite having no experience, no contacts, and no credentials.
I’ve used credit card reward points to get round-trip business class seats for our family of four on flights from N. America to Asia twice so far, and it all cost me less than the cost of flying in economy.
Her powerful books hit home directly with The Billionaire lifestyle to help guide readers into the mindset for crafting a personal lifestyle of your choice. Positive personal finance is one of the most important contributors for being able to live a life of freedom from unnecessary worry and preparation for life’s unexpected surprises.
Best-selling author Avery Breyer provides personal finance strategies and lifestyle design. If you are looking for information to gain personal financial freedom but don’t know where to start, Avery Breyer has provided inspiration and a pathway for many to follow. Avery Breyer has documented her journey and methods of personal finance, passing on vital information for novices to the most experienced in person financial for lifestyle design to help individuals navigate the new economy of 2017. Publishing various book from personal financial management to income generation for everyone.
Avery has crafted a lifestyle independent of geographical location. At the time of our interview, she was residing in Mexico with her family. Because of careful financial planning and deciding to live each moment to the fullest Avery and her family lives in locations of personal choice for indefinite lengths.
Looking at a few of Avery Breyer’s titles gives you very simple lessons to be financially stable and financially free.
Please listen to this Interview, I laughed so much and had so much fun with Tracee.
Tracee Sioux is the author of a book titled “The Year of Yes” and “The Girl Revolution Manifesto”. No nonsense approach is Tracee’s best weapon, she puts it in your face guiding your progress. We all need to just say yes more often from our individual intuitive self. In today’s world, any of us may be amazed, how simply saying yes will open personal opportunities on every level. I am not talking about blindly saying yes to any and every request or inquiry, but listening to the dialog of your soul to provide guidance for your “YES”.
One of the most uncomfortable actions in life is to agree and say yes. The very word “Yes” may seem to be easy to put forth into the world but due to personal fear, ego, second guessing the answer “No” or not deciding to take an action is the rule often. Recalling your childhood, babies learn the word “No” before yes becomes a part of our natural conversation. Some of your actions may be a habit. Some habits are made to be broken.
The Billionaire LifeStyle and Tracee Sioux.
Frequently I would come across the image of Tracee Sioux. Every encounter of Tracee’s profile picture would cause me to pause and stare, not in a creepy way either. Ultimately after reading Tracee’s information and performing some research, The Billionaire lifestyle podcast reached out to Tracee. Houston We Have Contact!
Just Say YES!
Tracee’s book title stirred memories of my own actions of going with the flow. The simple act of saying yes for a year was right up my alley. In conjunction with the Yes proposition, I began to understand how spiritual the conversation would be with Tracee. The research to find more about Tracee brought to mind of my deceased mother had an affinity for spiritual acceptance. In my own life as time passes the gravity of the spiritual subjects matter is never far from my personal orbit. I said yes to finding more about Tracee’s work.
Tracee Sioux is quite a busy person with the publishing The Girl Revolution Manifesto while practicing the subjects of her books. In addition to writing Tracee is involved with her own internet radio format on Clear Mind radio and true2you radio. These formats offer talk formats and meditation methods radio.
Here are some of the topics covered during the conversation:
We all have a favorite pair of pants or a shirt that makes us feel great when we wear them. So we tend to cherish those items and not wear them as often. When we do wear those items it tells us we fit the mold of what we were when we bought them.
I have a pair of pants usually slated for me in the spring, but often a little eye-opening moment happens when I try to put those pants on every few years. They don’t fit any longer. I can’t button them and usually just put a belt on without fastening the pants. The reason for my new found situation, I gained weight, because i let things slide. Over the months of not wearing those pants, I put on somewhat feels like a few tons of butt and belly meat.
The simple act of putting on a pair of jeans has told me I have not been paying attention to my weight and physical condition, and I have work to do. This is actually a post about finances but stay with me here.
The very same thing happens almost by magic to us financially. We start taking on financial weight in the form of small debts which can affect out overall and previous lean financial state. Have you ever done an audit of your credit card or debit card spending and try to shed some financial weight?
Credit cards and debit cards are like a financial buffet VIP pass, allowing the holder of these small densely packed financial calories cards to got wild. I like to think of credit cards and debit cards as the High Fructose corn syrup in your purse or wallet waiting to enter your financial body. Ewe Financial GMO, or FMO Financially Modified Organism.
Have you ever taken and financial inventory of your spending habits regarding your credit and debit cards. The world is our financial buffet with the membership sitting right in your pocket waiting for you to enter the feast. If you have never taken an inventory, it’s time to do so. Here are the steps for your spending habit inventory.
Gather your credit card statements. 3 months worth
Gather your bank statements attached to your debit card. 3 months worth
Look at each transaction and label it(AN) Absolutely Necessary (example, automobile gas purchase, is absolutely necessary, getting a cheeseburger because you were too lazy to make lunch is not.)
If the purchase was for comfort, entertainment, recurring payments for something you don’t use, or laziness label it (UN) unnecessary
Tally up your unnecessary purchases, particularly the recurring payments. If you are not using the recurring item or service you are being billed, the answer is simple CANCEL IT!
Performing a routine audit and having an action plan can allow you to maintain a manageable healthy financial weight. One practice I have performed since 2004 has been to find a comfortable level of money to work with per month, no matter what raises or financial increases I get to spend that Set monetary level. I have based my living expenses of $2800 a month give or take a few bucks for the last 12 years. Anything over that $2800.00 amount is slated for going into savings of some sort. Some of that $2800 right into savings as well. my income, I increase the amount per month directly to my savings account. Now I will not sit here and say that I am a perfect financial guru, I am a human with emotions and emotions can make us irrational, Sometimes I refer to myself as a recovering debt alcoholic with an infrequent tendency for falling off the wagon from time to time personally. Because I pay attention to my finances overall and frequently, I can get back on the wagon and recover without too much mayhem and destruction in my life.
I know a few people with the mindset who constantly rationalize well I’m broke so might as well spend it while I got it. I experience this from the time I was a child, especially from the various peer groups in my life. I too was there in my young adult life, and I now refer to myself as a former Fat Debt Slave. Financial responsibility is a choice and sometimes the choice is uncomfortable for a defined period.
Financial health is equal to physical health, they both have to be monitored and maintained to make the life trip easier for the long-term. Simply adding debt to your budget unconsciously can and will cause discomfort.
Unless you have a financial generation of unlimited proportions, we have to monitor our financial situation constantly. Purchases we find important today may be just a small or medium burden tomorrow. I am not advocating not living your life and not having awesome experiences, but be mindful of where and how your financial resources are allocated and how the bottom line will be affected.
Taking the First Steps toward your new Designer Lifestyle
Let me begin about the Billionaire Lifestyle Blog here at emmittmuckles.com, because I want to make things clean and clear. This blog is about lifestyle, specifically crafting a lifestyle removing as much worry and stress as humanly possible, while building your net worth and personal human assets. A major concern in the lives of most people is the lack of money and finances, which creates an enormous amount stress in anyone’s life. Releasing or minimizing the stress of finances makes life really easy.
The idea had been bouncing around my life for two years or so but I could not put a tag onto it, or make it real. I was looking for a definition, then one evening my lady partner and BFF would say to me during months of experiencing low vitamin D levels and the Hater community started take note of my existence.,said, “you know because we are responsible about our life approach, we can just about go where we want and obtain the thing we need in life.”I realized I was in a unique situation unlike many of the people with whom I had daily contact.
The situation I was and am experiencing was intentional, and this is just the beginning. It starts with intention and, moves with a plan followed by action.
The First Steps
There is a practice of which helps to keep me focused or at least searching for answers about life and circumstances to improve the overall course and journey. Practising introspective and exterior inventories about myself in this life, is vital, helps to provide direction. Inventories are like therapy without paying through your nose for someone else to tell you what is in front of your face. Basically put forth to yourself a great deal of questions with the expectation of evaluating your situation to make it better. The most important to keep on mind is being brutally honest with yourself and remove emotion, and ego from the equation. Many people perform self inventories but either fail to be honest, don’t perform the required action, are not ready to change, or the biggest pitfall of all, people are scared to change from what they understand, even if the effects are negative. I recently was talking with a young lady who told me of her decision in junior high school to direct her life. She decided the people in her life could eventually influence her path in life. So she decided to make a change to have directional control of her destiny. If you were to meet this woman you can clearly see he virtue. She is a person striving on a higher plane from the surrounding from which she came, from and was subjected. Her accomplishment with the decision to control her situation is extremely difficult for most people, similar to breaking a drug habit. Her Inventory gave her a plan then she went into action.
Taking a personal inventory can be challenging personally. Everyone has items in their lives to identify that are not serving their intended good purpose, causes discomfort, or has very little overall value other than serving your ego, or the ego of someone in their life, but it is not all about the bad or uncomfortable things present in your life. During your inventory which will lead you to The Billionaire Lifestyle, the good about you and your situation must be acknowledged and placed as sacred. When you perform and inventory you must take stock of everything, your mental and physical health, spiritual well-being, financial situation and people who have less than positive influence. Looking at everything is great, so the baby is not thrown out with the bath water. Everything is not black and white in clarity.
I try to shoot for a .25 percent change daily from my inventories and outcome. Sometimes I back track, but with the progression of time progress will still be made. We must remember if we are not growing, we are slowly dying.
I’ll tell you about my story and how I came to truly hunker down and begin getting things together in my life, and my life was not really bad, it just was not RIGHT. It was mid 2007 and I was doing a lot of busy work that showed little progress or results. The one item I cherished outside of my family was my DJ business. My admiration for the DJ business filled a void I just could not get from daily work at my 9-5 job and I kinda liked my 9-5 job. There was nothing really special about 2007 either, I was married, my youngest of my two daughters was heading out of High school soon, we had a nice house, but I HAD to work hard consistently and constantly to survive being $240,000.00 plus in debt, including the mortgage on my home, credit card, open loans and life. After doing a quick financial inventory, comparing about 6 months of bank statement, I realized our monthly household expenses were peaking over $5000-$6000 a month, considering my income from our day jobs was well below or just at that level of my monthly debt. I began thinking about change. There is one truth in life it seem, the more money you make, the more you will spend. My family and I were just coasting on the sails of life, and at any moment a storm could come upon us at any moment.
Enter the Storm
2008 started off normal but I could feel the wind changing. The week before Thanksgiving, I was laid off permanently from my automotive related 9-5 job. I remember when they pulled me into the office, I saw it coming that morning and was a little put off because if they would have done the lay off the evening before, I would have saved time and gas on the 80 mile round trip drive. It seemed the “letting me go” stressed my then wife more than it stressed me. I figured I would get a much needed vacation for about 2-3 months and get a job by February or March. NOPE. March came and went, June came and went, finally in August, some 9 months later I landed a JOB. The vacation and was not as hard of a time during my lay off financially thanks to my wife being employed, being in hustle mode ON and my DJing, but there was a great deal of personal inventory time.
Here is a list of things that came from my inventory, first, the bad.,
I was over financed and upside in my house and that really served no great purpose.
My debt was Out Of Control
I did not have an emergency fund, so would have to remain in the credit loop to stay afloat.
I was getting unhealthy lost a serious of weight
I wanted more control over my life
Discovered my relationship with my then wife was not as strong as I expected.
I was not a 30 years old.
Now the good
I did not NEED so much stuff.
Life is ever changing, so I started to see how to ride on top of the wave instead of swim against the tide.
I had accumulated a great deal of talents and knowledge for self-exploitation for my own good.
I had made life complicated, so decided to uncomplicated things. I got honest
Getting into shape is not that hard (Actually lost so much weight from working out, people though I was sick) over did it, but got healthy.
There are thousands of opportunities, we just miss them because we are stuck in the Matrix.
Started being a positive opportunist. (For the most part)
Lets just say the inventory, which is much deeper that what I am sharing made life far more simple. I had the epiphany of looking at Morpheus and taking the “RED” pill.
Here is the result in a nutshell as my friend Eric can attest.
I vowed (and talked to GOD) to delete my total debt to less than 35% of my income.
Begin building assets
Learned to spend money on the experience of life, not possessions and things in life. Own yourself!
Love, smile and notice other people as a priority.
Use credit card with extreme caution (Like live plutonium). If you use it pay it off in less than 45 days., net 60 max
Save at a minimum 10% of my income.
Have an emergency savings fund worth 3-6 months of living expenses
Have friends, whose native language is different from my own, who live nowhere near me.
Develop talents to exploit, for fun and for profit.
Today, most individuals think I am the most carefree outgoing person (I have been called a MAN DIVA. That is true, because I have learned to Live The Billionaire Lifestyle).
You may be wondering why I call it “The Billionaire Lifestyle”, well, it was inspired. let’s break it down. If you analyse a billionaire or maybe it’s my idea, that person is not chasing material possessions but has assets, carefully selects friends of value, give to those in need and does many good deeds without need for recognition. The Billionaire Lifestyle is getting and knowing you have what you need when you need it, be it money, love or connection. living of responsible abundance.
Need I say more, but it is a process and journey which requires acknowledgement work and responsibility. In the Billionaire Lifestyle you are never in the position of being a victim. Please join me in “The Billionaire Lifestyle”
Please leave a comment, I would love to hear your story.